There are many topics for consideration before making recommendations to clients. These specific areas need particularly careful scrutiny before any investments are made.
Whether a life company, platform or private bank is being recommended, this is the responsibility of the advisor. Elgin will not get involved as we are solely responsible for asset allocation and ongoing management once the portfolio is established.
The investment strategy should be decided between the advisor and client. Elgin will be in a position to make recommendations if required via proposals based on information provided. Bespoke proposals and analysis of existing portfolios will be offered for Advisory and Capital Management services.
Elgin will be responsible for all securities selection, except for Advisory Plus whereby the client will have input.
Change is a constant theme. In order to ensure one can adapt to changes in personal circumstances, Elgin provides a seamless facility for clients to move between each of the services provided. We will ensure that requirements are met in a personalised, timely fashion with full back-office support.
Each of our primary services is designed with a certain profile in mind, from regular-savings accounts to advisory services and investment themes, right through the spectrum to portfolios that are fully managed via a discretionary mandate.